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What made it even more interesting, is the one shared trait we had—we were both graduates from Hofstra University, in New York. Rossow: What message to you have for education institutions like Hofstra who are teaching Finance 101 and Economics? Borg: While students don’t talk about this stuff at grade school, they are starting to talk about this area at a high school level. We need to implement this in the education system—to the point where folks go, “I heard about this, and I looked into it a lot more.” That may be just enough to saving them a ton of money